Discover the Steps to Apply for the BoA Unlimited Cash Rewards Card
Key Details You Should Know Before Applying for the BoA Unlimited Cash Rewards Card
The Bank of America Unlimited Cash Rewards card, partnered with Visa Signature, grants a solid 1.5% cash back on all purchases, plus extra perks available to members in the Preferred Rewards program.
CREDIT CARD
BoA Unlimited Cash Reward
Are you interested in getting the card? Submit your application today.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Members in the Preferred program enjoy access to a range of exclusive perks.
With credit cards, you can boost your rewards rate on all spending, from 1.87% up to 2.62%, which can meaningfully improve your financial gains.
To qualify for this program, applicants must hold an active and valid Bank of America account.
Applicants are also required to maintain a combined average balance of $20,000 over three months, including both deposits and Merrill investment accounts.
The Bank of America credit card features no annual fee and provides a 15-month introductory APR on purchases and balance transfers.
Following the introductory period, interest rates range from 18.24% to 28.24% APR. Balance transfers carry a fee starting at 3%, increasing to 4% thereafter.
New cardholders can earn a $200 sign-up bonus after spending $1,000 or more within the first three months.
You can redeem rewards that never expire through various options such as statement credits, direct deposits into your Bank of America account, purchases on Amazon.com, or PayPal transfers.
Keep reading if you want to learn more details.
Who Can Apply for This Card?
You do not have to be a Bank of America account holder to apply. Once approved, a new card account will be created specifically for your BoA Unlimited card.
Applicants for the BoA Unlimited card must be at least 18 years old, or 21 in certain locations such as Puerto Rico.
This card’s perks are accessible across all 50 U.S. states. To qualify, you must either be a U.S. citizen or a foreign national who can provide a valid passport along with proper work visa documentation.
Additionally, your credit history should reflect a good credit score, typically falling between 670 and 700 on the FICO scale.
You will also need to provide verifiable income proof through official documentation as part of the card approval process.
Keep in mind, meeting these criteria does not guarantee approval since each application is reviewed based on Bank of America’s discretion and available resources.
How to Apply for the BoA Unlimited Cash Rewards Card
Bank of America’s website features an “Apply Now” button that directs prospective applicants straight to the credit card application page.
Once you access the application form, you’ll be asked to enter key details such as your first and last name, home address, phone number, and email.
If you’re already a Bank of America customer, logging in will streamline the process. Then, you’ll need to provide financial information like your Social Security number, living situation, monthly expenses, and income.
This personal and financial information is typically requested first so the bank can perform a thorough credit check.
During the application, you might be asked to submit several documents such as proof of your address, a scanned copy of your driver’s license or passport, and recent bank statements to verify your income.
If you require help or encounter any issues, don’t hesitate to reach out to the bank via their online chat or through other support options like the dedicated phone line.
CREDIT CARD
BoA Unlimited Cash Reward
Apply now if you liked the conditions.
GO TO OFFICIAL WEBSITE* You will be directed to an external website
Additional Details
This card offers broad functionality and can be added to digital wallets on your smartphone instead of using the physical card. Regarding security, Bank of America (BoA) includes:
- Ability to lock the account to prevent fraud.
- Zero liability for unauthorized charges.
- Balance Connect service for overdraft protection.
- Easy card management via mobile banking app.
- Timely account alerts.
- Access to monitor your FICO credit scores.
Beyond its perks, this card is a practical option for managing your finances effectively.
Looking for another card option?
The Capital One SavorOne focuses on rewarding users, offering 1% cash back on all eligible purchases and up to 3% in select everyday categories.
This card also provides strong security measures and user-friendly features, plus details on how to apply.
